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Let our team of mortgage experts help you better understand the home loan process, and all loan options that are available to you.

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Mortgage Process

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1
Credit Score

Everything starts with your credit score.

2
Shopping for a Mortgage

After checking your credit score, it's time to shop for a mortgage.

3
Applying for a Mortgage

At this stage, you're ready to apply for a mortgage.

4
Mortgage Pre-Approval

After applying for a mortgage, you will receive your mortgage pre-approval which can be used to....

5
Home Appraisal

Once your offer is accepted, it's time to determine the actual value of the home.

Underwriting

Our underwriting team will confirm all documentation such as income, assets, and more.

7
Clear to Close

At this stage, you're ready to close on your home!

8
PMI-Less than 20% down

Mortgage Insurance is needed when the down-payment is less than 20%.

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